INVESTORS
INVEST IN PROPERTY.
WITHOUT BEING IN PROPERTY.
You bring the capital. We find it, fix it, run it. 7 years of operating property, with every penny of rent paid on time.
WHAT YOU INVEST IN
Three asset types you can lend against. Each chosen because we know how to run it. Each presented with the full numbers, the downside, and the structure before a penny moves.
Single-let or commercial properties converted to high-yield HMOs. The highest cashflow per pound deployed. Article 4 navigated where required, refurb led by trades-qualified founders.
Acquired whole, refinanced, and let. Long-hold cashflow with capital uplift through professional management and selective refurbishment. The lowest-risk asset class we offer.
Conversions to short-stay use in markets where regulation and demand support it. Higher-margin, higher-management. For capital that wants top-end returns and accepts the operational complexity.
WHY HAINES
Three reasons sophisticated investors back operators, not promoters.
OPERATOR FIRST. PROMOTER SECOND.
7 years. Zero voids. £1M+ paid in guaranteed rent. 57 units chosen, refurbished, and run by us. We don't pitch deals we couldn't run ourselves.
TRADES IN-HOUSE.
Two electricians, one also a qualified plumber, plus a trained mechanic. Every refurb scoped, costed, and supervised by people who've held the tools. Contractors don't bluff us.
FAMILY-RUN. LONG HORIZON.
Brother, sister, cousin. Nobody flips a property they intend to operate for the next 20 years. Multi-decade hold, aligned incentives, Property Entrepreneur of the Year 2025.
HOW IT WORKS
Haines Developments acquires the asset and issues a loan note to you. Haines Homes operates it once stabilised. No third-party letting agent. No managing agent. No five-person chain. Sourcing, refurb, lettings, compliance, management, all in-house. One team. One number to call.
Pure capital. Higher headline return. Interest rolled up and paid on exit, or paid monthly if you prefer cashflow. No involvement required. Quarterly reporting.
Lower headline return, traded for access. Walk the numbers with the team. Visit refurbs in progress. Sit in on portfolio reviews. Built for capital that wants to understand the model first-hand while it works.
Each opportunity is presented with full numbers including acquisition cost, refurb, finance, projected return, and a downside scenario. Detail provided on registration.
NO LETTING AGENT. NO MANAGING AGENT.
NO FIVE-PERSON CHAIN. JUST HAINES.
HOW WE STRESS-TEST EVERY DEAL
- 01 UNDERWRITE CONSERVATIVELY Voids realistic. Refurb +10% contingency.
- 02 STRESS-TEST FINANCE Modelled at +2pp on current rates. If it breaks, we walk.
- 03 MODEL THE DOWNSIDE Plan A and Plan B, every time.
- 04 WALK AWAY EARLY More deals turned down than taken.
- 05 PORTFOLIO FIT Long-term cashflow over headline yield.
WHO RUNS HAINES
Three founders. Three trades. One business.
KATIE HARVEY
Director
Trained electrician. Property Entrepreneur of the Year 2025. Investor narrative, strategy, capital structure.
JOSH HARVEY
Director
Trained mechanic. On-site refurb leadership, deal sourcing, hands-on operations.
JACOB BRAIN
Director
Qualified electrician and plumber. Built and scaled his own electrical business before committing to property. Trades, refurbs, contractor management.
REGISTER INTEREST
We don't run open rounds. Capital partners join a private list. When a project fits your criteria, we send the full numbers, the downside, and the risk and mitigation. You opt in or out per opportunity.